Conventions

We have agreements with major insurance companies, supplementary health care funds, health insurance funds and mutuals, and insurance networks to cover hospitalization and outpatient services.

How to take advantage of the conventions

Conventions can be:

• Direct coverage: The entity (insurance company, fund, or health insurance provider) enters into a direct agreement with INOC and covers, in whole or in part, the costs of health care services. In this case, the patient does not have to pay the costs up front but only—if applicable—any deductibles or out-of-pocket maximums;
• Indirectly: the patient bears the cost of the services and then requests reimbursement from his or her institution in accordance with the terms of his or her policy or regulation.

Before booking

To make proper use of the benefits provided under your agreement, always check with the operations center of your fund, fund, mutual, institution or insurance network about coverage arrangements, rates applied and any limitations before booking your benefit.